http://forums.itv.com/597/ShowForum.aspxIs the so called “credit crunch” having a real affect on you - or is it a media myth? Have your say on our forum.enCommunityServer 2.1 SP3 (Build: 20423.1)http://forums.itv.com/thread/802929.aspxFri, 06 Feb 2009 14:47:26 GMTb561de92-0a29-4f6c-9725-81efcf327865:802929chris. poole0http://forums.itv.com/thread/802929.aspxhttp://forums.itv.com/commentrss.aspx?SectionID=597&PostID=802929As an unemployed person who was previously self employed and presently recieving only £7.80 per week from the government toward my National Insurance Contribution. I believe that the collapse of the markets can only be beneficial to me since my mortgage has dropped to a level where it is now simply difficult to maintain, whereas previously it was totally out of control. This is especially true, as I have to rely upon my wifes wages (She works over 16 Hours) alone to keep the household going. I have applied for more than 160 positions in 18 months without success. And before anyone say's I must be obviously aiming to high, I have even applied for positions in the voluntary sector, but due to budget cuts have been unsuccessful.