The truth is it is impossible to live totally without money but you are right we could all cut corners and only spend what we have on what we need, not want. You cannot buy a life at Harrods, only stuff that can go in to life!

You are so right. We have all been living on credit which has now run out.

Did you see the fantstic designer clothes swapping experts in the ITV Tonight Show Living without money Jan 9th 8pm The Hollywood Look For Less?