On tv last night late, a programme about Cowboy customers who do not pay bills to small companies and do a runner after CCJ's were granted had me sitting up listening with eager anticipation.  These businesses are according to this programme going out of business because of us customers not paying the bill after goods or services had been ...

Prepaid cards are said to be the answer for debt. The difference between this card and a credit card is that you can only spend the balance that has been preloaded onto it. But will this work? It has the benefits of not running into debt as it has no overdraft facility and helps against fraud as no personal details are kept on the card. The ...

Good news lidaaw, the government are going to refine credit card lenders to regulations. This will be great for people who are struggling to pay off their debts due to unforeseen circumstances. The new rules will mean that card providers must back off from raising interest rates. There will also be options for a customer to freeze accounts and pay ...